Planning to visit Disney on a budget? While it may not be the cheapest vacation option out there, a trip to Disney can turn dreams into reality. From exhilarating rides and world-class dining to relaxing poolside moments with loved ones, a Disney vacation offers endless opportunities for unforgettable memories.
What is the best option to save? Is getting a Disney credit card worth it?
What is a Disney credit card?
Chase Bank issues a credit card that partners with Disney and is known as the Disney Credit Card. This card allows its holders to earn reward dollars on purchases as part of the Disney Rewards Program. The earned dollars can then be redeemed for various benefits such as theme park tickets, dining, hotel stays, movies, or even Disney merchandise.
Today, Disney and Chase Bank offer two primary types of credit cards: the Disney Visa Card and the Disney Premier Visa Card. While both provide exclusive Disney-themed benefits, they have distinct rewards programs and perks.
Disney Visa Card and the Disney Premier Visa Card
Who want Tangled credit card?#tangled #rapunzel #disney #eugene #tangledtheseries pic.twitter.com/qUWMzPW7TB
— WrighterLights (@wrighterlights) August 14, 2021
The Disney® Visa® Card and the Disney® Premier Visa® Card both give you an opportunity to earn Disney Rewards Dollars on all your card purchases.
In detail, the benefits of these cards are as follows:
Disney® Visa® Card:
This credit card serves as an official rewards credit card for Disney and it offers a variety of perks and discounts such as special promotions and advance booking opportunities for vacations in multiple Disney parks.
For those planning their first trip to Walt Disney World Resort or Disneyland, the Disney® Visa® Card is definitely worth considering as it comes with a zero annual fee. This eliminates any concerns of being charged yearly for a card that may not be used as often after the trip.
Disney® Premier Visa® Card:
The Disney® Premier Visa® Card will help you save up more quickly for your next Disney vacation.
But, this card carries an annual fee that might be high for most credit card holders (around $49 annual fee), but it offers a higher reward rate and some other benefits such as:
Is the Disney Credit Card good for families?
For many people, a Disney vacation is a once-or-twice-in-a-lifetime experience and a perfect moment to share with your family and create unforgettable memories. However, if you are willing to visit several parks or consume Disney products, having this card can be a good investment in the medium and long term.
Families who frequently visit Disney theme parks or make purchases related to Disney can benefit greatly from the Disney Credit Card because of the following reasons:
Disadvantages of Disney Credit Cards
The Disney Credit Cards offer numerous benefits for families. However, you should consider whether these perks align with your spending habits and interests before opting for this credit card.
In case your family does not frequently visit Disney parks or make Disney-related purchases, they should explore other credit card options that offer rewards better suited to their lifestyle… Or close your Disney Credit Card.
How to redeem your points
The Disney Credit Card “points” are officially called Disney Rewards Dollars, which can be redeemed at various Disney locations and for a range of exciting experiences.
You can redeem their Rewards Dollars for park tickets, annual passes, food and beverages, or even guided tours at both Disneyland Resort and Walt Disney World Resort’s theme parks.
FAQs
– Is it hard to get approved for a Disney credit card?
To qualify for most credit cards on this list, a good credit score is essential. However, having a score on the higher end increases your chances of approval.
– How can I apply for a Disney Credit Card?
You may apply for a Disney Credit Card online via the Chase Bank website or by phone. To complete the application process, personal information such as your Social Security number and income details are required.
– Are there any annual fees for the Disney Credit Card?
The Disney Visa Card comes without an annual fee, but the Disney Premier Visa Card entails an annual charge.
– Can I use my Disney Credit Card internationally?
The Disney Credit Card is accepted wherever Visa is, making it a seamless solution for all your payment needs. Moreover, the card features no foreign transaction fees.
Photo by Craig Adderley
